Financing your education

Financing your education One of the most important decisions you can make in your life is to decide how to pay for your education. Education is a very big thing for all of us and is the key to our success.  Often this “big thing” is ignored because of financial problems, and having the option to look for a grant or scholarship. Just as you investigate which schools have the best programs for you, it is still necessary that you gather information about the best possible way to finance your education and your future. Continue reading “Financing your education”

Saving options for college

Saving options for college Every family with a child that is about to enroll at the college of his or her dreams are not aware that they do not have to spend a fortune in order to have the expenses for the studies covered in time or at all. The rising college costs continue to plague students and families across the United States and worldwide. The new survey released this week shows that parents are more likely to consider making sacrifices at home budgets, such as putting off retirement or cutting back on the little luxuries, instead of exploring ways to save on the cost of college itself. The survey, that was sponsored by Ivy Bridge College of Tiffin University, an online college that helps students create a cost-effective plan for their college education, included responses from nearly 900 parents who had a student planning to enter college in this school year or the next one. – 90 percent of parents said that the overall process of planning and paying for college was stressful on the entire family – 87 percent said that cost affected which school their student decided to attend. Parents that are funding more than one college education were especially impacted by the rising tuition and many of them felt forced to reevaluate their finances. – 30 percent planned to cut back on “extras”, like dinners, parties, vacations and clothes – 20 percent were delaying retirement. Families were also considering other ways to pay for their students’ education: – 72 percent were ready to co-sign on their child’s student loans – 29 percent of parents expected their student to cover more than a quarter of annual college costs – almost 30 percent would consider having their student live at home to reduce total costs In spite of the cited importance of cost in decision-making, most of the parents answered that they plan to cut back on family expenses to find ways to save, while fewer were exploring ways to reduce the cost of their student’s education. – 17 percent would recommend their student take summer courses to graduate earlier – 34 percent considered having their student attend a two-year community or online college, rather then transferring – 10 percent had not considered any options to reduce the cost of their student’s degree at all Jennifer Ruggiero, College admissions and career counselor at Ivy Bridge College said: “I was surprised to see so many parents planning to make major sacrifices, even delaying retirement, before thinking about other options that could actually reduce the cost of their child’s college education and future debts from student loans. After hearing what families are saying, it seems like many just stick with what they know, tightening budgets, rather than examining the options that have the potential to make college more affordable.” One of the possible reason that parents may not be aware of all their options in respect to their children education prospects is the fact that they’re not talking with counselors or advisors about rising college costs, but are seeking answers from their own network. When asked what resource they found most helpful, when making critical decisions about choosing and paying for college: – 28 percent answered friends and family; – 31 percent said the Internet and books; – 21 percent mentioned talking to a school counselor. Ms Ruggiero explains: “It’s great to do research on your own and I always consult my friends and family on important decisions. But I’d hate for families to miss out on opportunities because they dismissed an idea before looking into it more. That’s how counselors can help. Attending a two-year school or taking extra courses over the summer may call for more planning and foresight, but these kinds of options can dramatically reduce the cost of a student’s overall degree program. In the case of transferring, students can sometimes reduce their costs as much as $64,000.00 depending on their end school.” At Ivy Bridge College, the institution that sponsored the actual survey, counselors like Ruggiero can help students explore ways to save on their overall education by outlining a plan for two- to four-year college transfer. As part of their services, the online college offers a robust college mentoring program , through success coaching and counseling that successfully helps students create a path for their education that works with their financial situation and degree and career goals. When advising how to create a successful plan for college, Ivy Bridge’s experts, recommend that parents and students consider the following: advertisement Transfer options and partners Choosing to start at a two-year college, and then transferring to finish a bachelor’s degree is a time-honored way to save on the total cost of a college degree. Many parents and students do not know that almost every school, even top-tier programs, have established relationships with two-year community and online colleges that make it easier for students to transfer from one school to the next. Students who know they want their degree to come from a particular institution should always check the school’s website or talk to the counseling office, in order to see if there are transfer partners in the area or online. Many schools offer dual-admission “2+2” programs, where students fill out one application and enroll in both schools at the same time. Transferring is a great option for students whose grades or SAT scores may be just below the requirements for the school they’re interested in. If attending a two-year program first, they have a chance to bring up their grades. After this they are more likely to be accepted as a transfer student as an undergraduate. Class size and availability College enrollment in the United States is all-time high phase and many colleges are taking on more students than ever before. As a result of this, the classes (and especially the general education courses students, take their freshman and sophomore year) may become overcrowded and even unavailable. Consequently, this can cause and increase in tuition for students who are forced to take courses, that do not work towards their degree in order to stay full-time and receive financial aid. Students who need to meet popular prerequisites and requirements before they move forward with their program, may find themselves having to pay tuition for extra terms in order to get the course they need to graduate within four years. Checking out the school’s class sizes and looking at whether or not there are waitlists for popular courses, enables parents and students to get a better idea of whether or not they’ll be affected by overcrowding. Online courses and Blended options Undoubtedly, the online education has come a long way in a short period of time. It is a proven fact that in early every institution, including larger state schools and private institutions, there are classes and entire degree programs that are offered online. Online courses generally cost less than their in-person counterparts, and with this can provide opportunities for students to save by living at home, eliminating commuting costs, and working as they pursue a degree. Online courses can provide more options for students to get into popular courses and can make it easier to take more classes per term and speed up the path to a degree. Undoubtedly, the options vary from school to school, so when considering a four-year or a community college program it is good to see whether online courses are available and check the cost difference. If students are considering a fully online college (like Ivy Bridge), it is important to make sure they talk to the admissions department and ensure that the online learning environment and course schedule will work for them. Unfortunately there is still a myth that online learning is easier than taking courses in person. What you should know is that the online programs are just as rigorous as in-person courses and that there are still deadlines for assignments and tests students need to be prepared to meet. Ms Ruggiero clarifies: “Options like taking courses online or creating a plan for transfer aren’t for everyone, but neither is putting off retirement, taking on a second job, or cancelling vacations. Families and students have a lot more choices to make college more affordable than they think.” If you are looking to learn more about Ivy Bridge College of Tiffin University and their online associate degree and college transfer program you may visit College cost survey About Ivy Bridge College Ivy Bridge College of Tiffin University is an online college with a tradition of excellence and as an online branch of Tiffin University of Ohio, it is a part of the private institution founded in 1888. Ivy Bridge provides students with a direct path and support services to earn an associate degree online, as well as to transfer to one of over 150 public and private four-year partner institutions across the United States. Created through a joint venture agreement with Tiffin University and Altius Education, Ivy Bridge offers students from all walks of life, the college mentoring, academic foundation, engaging online learning experience, and college connections they all need to successfully graduate with their Bachelor’s degree and pursue a rewarding career.  
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3 Benefits for schools that invest in student planners

3 Benefits for schools that invest in student planners There are certain investments that every school can make, from new technology in the classroom to more comfortable desks and chairs. One of those investments is a student planner. Every school has the option to hand out these agendas to their students at the beginning of the school year. However, many schools don’t see this as a necessary investment. They reason that the student can buy a planner if they want to use one. At the same time, there are a number of benefits for schools that do invest in planners for their students. If you are still on the fence about asking this investment for your school, here are a few benefits to purchasing school-wide agendas. Continue reading “3 Benefits for schools that invest in student planners”

Rise corporate ladder with a degree in finance

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Rise corporate ladder with a degree in finance A career in finance is highly challenging and rewarding. The first important step which you can take for a financial career is to enroll in an appropriate accredited program. Bachelors in economics and commerce can help you to kick-start your career. Right after school you can enroll in a program which gears you towards a successful future. He courses in finance are the right blend of practical training and theoretical classes. To build a strong career you can opt for the programs which are offered by universities located overseas. You can benefit from the placement opportunities offered by the colleges. Required traits and skills Competent finance professionals can be the leading CEO’s of tomorrow. They play a vital role in keeping the wheels of the corporate industry running. A finance professional needs to have the following traits:
  • The candidate should have the innate abilities to solve problems. Employers recruit candidates who can face challenges of all kinds well.
  • To become a leader in finance, it is important to have strong analytical skills.
  • If a student displays high levels of motivation and is a strong team player chances are higher that he will succeed at the interview.
  • Strong communication skills and high levels of motivation can help in convincing the recruiters.
Work as financial advisor As work settings vary in finance aspirants should have the ability to work both independently and in a team.  If you opt for the path to becoming a financial advisor the following points can prove very useful:
  • If you are interested in finance and investment, it can be the right career for you.
  • It is necessary that you get a four years degree which will eventually help you to get a license. Degrees in economics, finance and mathematics, can prove useful.
  • A work experience can help you to gather vital information about the industry. As you get acquainted with the requirements of jobs in finance, you can browse the various career paths which are available.
You can opt for student debt relief programs which help you to meet the cost of post secondary education. Career opportunities Several careers in finance are offered by banks. Most of the financial careers require undergraduate training. Accounting careers deal with financial reconciliation. Accountants keep track of expenditures and monitor the flow of money. With a career in financial planning, you will be able to help clients make the utmost of the resources which they have. This financing guide will be of use when selecting the career opportunities, depending on the interest and the opportunities offered. Select right job It is important that you land with a job which is compatible to your skills and interests. You can aim towards a career in corporate finance. You can serve in important positions which are offered by large and small companies. You may have to deal with mergers and acquisitions. If economics interests you, you can work in banks. Financial services offered by banks can become a part of your professional life. As you work in a bank, you may have to deal with issuers of security. Most firms offer financial jobs. You can adopt both online and offline methods to search for jobs. As finance jobs require high specialization, it is important that you select the right majors. Staying in touch with the university alumni can help you to browse greater avenues. If you are good in crunching numbers, a career in public accounting may be ideal for you. With strong interpersonal skills, you can take up the role of a financial advisor. The key to success lies in conducting a thorough research and giving in the best at the work front.   Author Bio: Bryan planned to take up a course in financial planning. He opted for student debt relief in order to meet the educational expenses. To know more click here.

How to build your career in finance?

How to build your career in finance? The finance market is a crazy system. With random numbers generated every millisecond, the professionals need to be on constant vigil. The mind needs to process several streams of complex calculations every moment. It is a highly challenging occupation. Only the most persistent professionals can survive in the super-dynamic industry. One needs to stay aligned with political and social developments effectively in making financial decisions. You have to be an expert analyst of the different market aspects. There are so many complicated parameters in finance. You can choose a career in the debt settlement industry. You can work as an investment consultant. Perhaps, you may want to work as a currency trader. The alternatives are numerous. Continue reading “How to build your career in finance?”

3 Tips to make your college degree pay off

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3 Tips to make your college degree pay off

Getting a college degree typically means obtaining a career that pays well and has many additional perks. However, in the current economy there is no guarantee that a job is waiting for you after college. To make matters worse, the average college tuition is rising much more rapidly than that of inflation. Overall, getting a college degree can pay off in the long run, here are three essential tips to make your degree work for you. Continue reading “3 Tips to make your college degree pay off”

Great ways to save money while attending college

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Great ways to save money while attending college College can be very expensive, even with financial aid and scholarships. Everything from textbooks, transportation, food, entertainment and supplies, these all cost money. Learning responsible financial management will prove to be important during college years and beyond. College students can avoid creating a large amount of debt by looking for ways that they can save money. If you want to avoid accumulating a huge debt, it is important that manage your money and expenses in a responsible manner. To help you out, here are some ways to save money while attending college. Continue reading “Great ways to save money while attending college”

How to overcome financial barriers to education?

How to overcome financial barriers to education? While many people will strongly recommend a college education as a way of affording yourself a financially stable life, there is a significant cost associated with a college education. Not only do you have to pay tuition for your courses, but you will also incur costs associated with textbooks, computers, and other living expenses if you are attending school away from home. In addition, you will also lose much of the time that you can spend working while you are attending school which will limit your ability to earn income. Overcoming these financial obstacles to education can be challenging but this article will provide you with some options to overcome these obstacles. Continue reading “How to overcome financial barriers to education?”

5 Best ways to finance your higher education

5 Best ways to finance your higher education Many high school students dream of joining college after finishing their education. However, accessing the funds needed to register for tertiary schooling may be a challenge. It pays to get a degree since one would benefit from things such as better salaries, higher living standards, personal growth and financial independence. There are various ways that one can access the money needed to pursue higher education, they include: Continue reading “5 Best ways to finance your higher education”

How can students meet their financial needs?

How can students meet their financial needs?

In today’s market, a great number of students make an application for financial assistance as they are lacking funds to meet higher education. There are many sources available to support the students with their university obligations. Believe it or not, almost all students do obtain a number of financial services when enrolling in an institution. You should know that there are many crucial aspects you require to comprehend the financial assistance technique.

Numerous students are not able to have the ability to pay for school. Thankfully, the government delivers a variety of monetary help options, made available to facilitate students cover the cost of their higher education. Continue reading “How can students meet their financial needs?”

Top Melbourne business courses

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Top Melbourne business courses The ever evolving business world requires up to date knowledge and skills to keep your foothold in the industry. For this, countless universities and colleges around the world revise their degree programs to help students not only learn new skills and gain additional knowledge, but also help them in deciding an ideal  career direction. There are a number of business courses available from universities around the world, but recently Melbourne, Australia has become one of the biggest hubs for business students. We have created a list of different courses available for students within Melbourne. Continue reading “Top Melbourne business courses”